Buyer Information - Buying Process

The Approval Process

After the pre-approval has been finalized the rate will be locked for 120 days. Follow these simple steps to ensure a smooth purchase of property.

1) Work with a buyer's agent to select a property and make an offer to purchase.

2) When you have an accepted offer, send us the Purchase and Sale agreement for processing.

3) We will obtain final approval. (CMHC where applicable)

4) All necessary supporting documents regarding employment, down payment verification are processed.

5) Formal approval will be available for signing.

6) Financing subjects can be removed.

7) Meet with us to review terms and closing procedures.

8) Prior to closing, set appointment with lawyers to sign closing documents.

9) Meet with realtor to arrange possession.